I used to make cards all the time in high school and college. When I had less money and more time it was a great way to give personalized gifts. Well, I'm out of school for the summer--so I have less money and more time :). I just happened to have two different small sized star paper punches, so I thought that would be a good place to start. I layered the white card stock over striped paper, but any brightly colored paper--solid or with a small pattern--would work great. Since I was just using cheap little paper punches, I got around not being able to punch the middle, by putting the card's message there (which I stamped). Everything got layered together using double stick tape.
The other card I made using this method was made with circle punches and circle paper. I wish I had had a circle punch in between those two sizes, but it still turned out pretty well. I tried to make them looked randomly placed--I'm not so sure how successful I was with that. :)
For my first attempts back at card creating, they turned out fairly cute--they've already been sent off to family. More card creations to come!